OTP : One
password or OTP is a replacement for second password. OTP is designed to secure
users’ access to electronic systems of which coding capabilities are used to
generate accidental OTP. Users must use devices for generating OTP in order to
enjoy the benefits of internet banking being able to transfer funds for high and
secure volumes. By using fixed password, users are bale to transfer funds up to
I.R.Rials 20,000,000 through internet banking system and for transfer of higher
amounts up to I.R.Rials 150,000,000 an OTP devise is needed. In this connection
Refah Bank has provided OTP devices for customers of internet banking to create
more security. It must be noted that these devices are available in different
models in banks. The generated password is only valid for 15 seconds and if it
disappeared it will reappear by pressing the OTP device button and another
password will be displayed.
can request OTP device in branches?
refer to any of Refah Bank’s branches for getting OTP device and upon their
written request and paying the value of the device; the said device will be
delivered to them.
A guide to
use internet banking system of employers
Social Security Organization can pay the insurance premium of Social Security
Fund through internet banking system.
By referring to any of the bank’s branches customers can, fill in
the related application form and receive their usernames and passwords for
internet banking system.
Enter internet banking system of Refah Bank at
or internet banking link available on the first page of Refah Bank’s portal at
Enter your username & password.
Select the menu of employer’s insurance premium from the menu of
Insert your account number, payment number and payment amount and
then press the confirmation key.
After finishing the required procedures, exit the system.