فارسی | Tuesday17 October 2017
 

Forward (Salaf) Loans
Advance purchasing of manufactured products for a certain price in cash is defined as Forward (Salaf). According to the principles of non-usury banking law, in order to provide the required credit facilities to finance the working capital of the manufacturing units (whether the units belong to individuals or legal entities), Bank can purchase their manufacturing goods in advance, based on their request.

Required Documents for individuals
• The copy of the applicant's ID card
• The copy of the applicant's National Card
• The business license
• The copy of the valid title deeds or key-money or leasing contract of the workplace
• Performa invoice
• The copy of the title deeds (collaterals), in case the facility is allocated against landed properties
• The full copy of the title deeds for movable and immovable properties, the companies' stocks, partnership papers and etc.
• The warrantors' documents including their ID and National Card, their business license and the required deeds of their working place

Required Documents for legal entities
• The copy of the company's articles of association, memorandum of association, notices in official gazette regarding the establishment of the company and the latest changes in the articles of association and managers and the copies of their ID and National Cards
• The copy of the business license
• The copy of the National ID card
• The copy of the valid title deeds or key-money or leasing contract of the company
• Performa invoice of the related goods for the total amount of the written request (if necessary)
• The copy of the title deeds (collaterals), in case the facility is allocated against landed properties
• The full copy of the title deeds of movable and immovable properties, the companies' stocks, partnership papers and etc.
• The company's latest balance sheet of the two previous years of its operations
• The company's latest balance sheet of the past two years
• The warrantor's documents, including the company's documents (such as articles of association, memorandum of association and…,) the copy of the manager's ID cards, business license and the related documents of the working place